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Money and Budgeting Advice

361 Energy

Services include: Advice on energy and water debt, including debt write-off. Help understanding bills and how to pay less.
In-home energy visits to offer practical energy saving solutions and energy efficient funding and landlord liaison service. Please book your free assessment with Scribes at the Candar Centre.

 

 

CAP

If you are feeling weighed down by debt, CAP is a free service that receives donations from churches and individuals who want to help people. A Debt Coach and Support …

If you are feeling weighed down by debt, CAP is a free service that receives donations from churches and individuals who want to help people.
A Debt Coach and Support Worker from a local CAP Debt Centre will visit you in your own home. The trained debt counsellors will work out a realistic budget that prioritises your essential bills.  CAP will negotiate affordable payments with each creditor and stop unfair interest and charges where possible.  Your local Debt Coach will then visit you again to explain the budget and the payments you will need to make.  In most cases a CAP Account is set up for you and you will need to make a weekly or monthly payment to cover your bills and debts.
If you are in severe debt, CAP can walk you through insolvency options, such as petitioning for bankruptcy.

Citizen’s Advice Bureau (CAB)

Free, independent, confidential and impartial advice to everyone on their rights and responsibilities.

  • Benefits
  • Consumer Rights
  • Debt & Money
  • Discrimination
  • Education
  • Healthcare
  • Housing
  • Law
  • Relationships
  • Tax
  • Work & Employment

Appointments are booked on the day at the Ilfracombe Centre on:
Monday & Tuesday, 10 – 1:30pm

 

Civil Legal Advice

Free help for problems including:

  • Debt, if your home is at risk
  • Special educational needs
  • Housing
  • Discrimination
  • Domestic violence issues around a child being taken into care

Opening Times: Monday – Friday 9am – 8pm; Saturday 9.30am – 12:30pm

Direct Payments

Direct Payments are designed to give you more flexibility and control over your life and your support. You can use the payments to buy whatever you need to best meet the outcomes in your support plan.
Firstly you need to have a social care needs assessment.
Specialist Direct Payments Team members can talk to you about your options and can provide support with all aspects of the process including filling in forms, keeping financial records and employing people to help you.
Open: Monday – Friday 9am – 5pm

 

Encompass South West

Contact Lucy for an appointment. She is available at the Ilfracombe Centre at 10am to 1pm every Monday and at Transform4Work every Friday 10-1pm

Advise and information given on a variety of issues including:

  • Money advice
  • Benefit checks
  • Housing benefits
  • Debt advice and help with debt management plans and relief orders
  • Budgeting
  • Volunteering
  • PIP/Benefit forms
  • IVA’s

 

 

Food Vouchers – Food Bank

Come to the Ilfracombe Centre, 44 High Street and speak to the North Devon Council representative to request food vouchers (Mon- Fri 9.00am – 12 noon and 2pm – 5pm) or you can also request food vouchers from Transform4Work at the Candar, Tuesdays and Fridays 10am – 1pm.

These can be redeemed at the Food Bank at the Salvation Army, Torrs Park, Ilfracombe to receive a food parcel on Tuesdays and Fridays 10.30am to 1.30pm.

Food banks are also available in Barnstaple and South Molton.

 

 

Freedom Centre

Open Monday to Friday 12noon till 4pm. Advice given on welfare benefits and many other issues The day centre provides a safe, welcoming, non-judgemental environment where people are accepted no …

  • Open Monday to Friday 12noon till 4pm. Advice given on welfare benefits and many other issues
  • The day centre provides a safe, welcoming, non-judgemental environment where people are accepted no matter what their current situation. A small team of project workers and volunteers support the clients in a wide range of ways
  • Free hot meal every day
  • Help with debt issues
  • Advice on welfare benefits
  • Dealing with addiction
  • Health diet and fitness
  • Shower, clothes store and laundry
  • Work club – advice on how to get a job, use of computers & internet
  • Computer and internet access
  • TV Lounge, pool tables, table tennis
  • Gym
  • Commercial training kitchen
  • Clothes store

 

Local Welfare Support

Local Welfare Support is available through North Devon Council (NDC).

NDC will take your details and refer you to the Local Welfare Support advisor who will arrange an appointment to see you.

This service can help with:

  • ‘White goods’ eg: cooker or fridge (not washing machines) – one white good available per person.
  • Removals if the person has lived in Devon for over 6 months.
  • Furniture from ‘Jigsaw’
  • Help with rent in advance and deposits.

There are eligibility criteria involved and you must be claiming JSA or ESA,