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Benefits Support & Financial Advice

Wessex Home Improvement Loan Process

Visit website for full details If your home is in need of essential repair or adaptation and you cannot afford to get the work done, a Home Improvement Loan may be …

Visit website for full details

If your home is in need of essential repair or adaptation and you cannot afford to get the work done, a Home Improvement Loan may be available to help you.

We work with a consortium of local authorities, and in partnership with individual authorities in the South West of England.

  • Discuss your needs with your Local Authority – North Devon Council, Tel: 01271 388870
  • If you are eligible for assistance, your details are passed to Wessex Home Improvement Loans.
  • An adviser will contact you to arrange a time to visit you in your home.
  • At the first appointment, your adviser completes a financial assessment with you to check if you are eligible for assistance.
  • If you are eligible they will ensure you get the right loan to suit your needs and individual circumstances.
  • Your adviser will contact the Local Authority to advise on the outcome of your meeting.
  • If the Local Authority approves your loan, you can obtain quote for the works.
  • Then forward the quotes to the Local Authority who will confirm to your advisor the cost of the works and the loan amount
  • Your Adviser is then able to send you the Loan Agreement paperwork.
  • Under the Consumer Credit Act, we must give you a 14 day cooling off period to read the paperwork and decide if you definitely want to borrow the money from us.
  • If you decide to proceed, your advisor will return to your home to go through the paperwork with you.
  • If you are happy, the paperwork is signed.
  • Good news!  Now the paperwork is signed the works can start.
  • The Council will visit you to check the works. They will confirm to your Adviser that the loan can now be released and we can release the money.
  • We will write to you to confirm your first repayment date, send you a satisfaction questionnaire and we encourage you to contact us if you have any problems during your loan term in meeting your repayments.

Westward Pathfinder

Westwards Pathfinder is a local charity set up in 1999 to assist the unemployed, economically inactive and disadvantaged members of our communities into employment, education and training using a wide range of interventions.

  • Training and Support
  • Supporting your business and employees
  • Supporting the community

 

Young Devon

Supported housing provision: Young Devon provides supported housing at a number of locations across Devon for 16-21 year olds. YHDevon: Designed for young people, parents and practitioners within Devon to …

Supported housing provision: Young Devon provides supported housing at a number of locations across Devon for 16-21 year olds.

YHDevon: Designed for young people, parents and practitioners within Devon to access information and advice, with the aim of preventing youth homelessness. The site contains helpful information for young people and parents, up to date housing advice and legislation as well as filmed case studies and supported housing walk-throughs.

The Supported Lodgings Scheme: The scheme aims to make provision for those young people age 16+ who are ready to leave care or are homeless but would benefit from living within a family environment, where they are supported and provided with opportunities to improve their independent living skills, and to ensure they have the opportunity to achieve their full potential.

For more information contact the Supported Lodgings Coordinator Cath Tracey, either by email cath.tracey@youngdevon.org or on 01822 618 193.

Online support 24 hours a day

Youth Inclusion Support Programme

You need to get a referral form. Call 01271 388195

Main aim is to prevent first time offending and young people entering the criminal justice system. Support and help

Young people aged 10 to 16 years

Must be at risk of offending and therefore likely to enter the criminal justice system or mush have offended but are not engaged on a current program with the youth offending team

Could have low attendance and be at risk of or received exclusions at school

May have siblings or parents involved in criminal acitivity